Everything You Need to Know About Lot Improvements

Lot improvements can significantly enhance the value, functionality, and aesthetic appeal of your property within a body corporate setting. However, navigating the approval process and understanding the regulations can be daunting. This article will guide you through what constitutes a lot improvement, what doesn’t, the approval process, insurance considerations, common mistakes to avoid, and tips for successful lot improvements.

What is a Lot Improvement?

A lot improvement refers to any addition or alteration made to a lot within a community title scheme. These improvements can range from minor modifications to major renovations and typically include:

  • Structural Changes: Adding or modifying walls, doors, windows, or balconies.
  • Aesthetic Enhancements: Painting, installing new flooring, or updating fixtures.
  • Functional Upgrades: Installing air conditioning, security systems, or solar panels.


What is Not a Lot Improvement?

Certain changes are not considered lot improvements and generally do not require body corporate approval. These include:

  • Minor Repairs and Maintenance: Fixing leaky taps, repairing broken tiles, or replacing light bulbs.
  • Personal Property Adjustments: Moving furniture or adding portable garden features.


Getting Approval for Lot Improvements

Before commencing any lot improvement, it is crucial to seek approval from your body corporate. The process typically involves:

  1. Submission of a Detailed Proposal: Provide a comprehensive description of the intended improvement, including plans, materials, and timelines.
  2. Body Corporate Review: The committee will review your proposal to ensure it complies with by-laws and does not negatively impact other lot owners.
  3. Approval or Rejection: The body corporate will approve, reject, or request modifications to your proposal.


It’s important to check your body corporate’s specific by-laws, as they can vary significantly between schemes.


Insurance Concerns

When making lot improvements, consider the following insurance aspects:

  • Coverage Adjustments: Ensure that your insurance policy covers the new improvements. Notify your insurer about any structural changes, as these can affect your premium and coverage.
  • Body Corporate Insurance: Verify what the body corporate insurance covers versus what your personal insurance needs to cover. Typically, the body corporate insurance covers common areas and the building structure, while personal contents and improvements within your lot fall under your responsibility.


Common Mistakes and Pitfalls to Avoid

  • Skipping Approval: Failing to get the necessary approvals can lead to disputes, fines, and potentially having to undo the work.
  • Ignoring By-Laws: Each body corporate has specific by-laws. Ignoring these can result in non-compliance and subsequent issues.
  • Neglecting Neighbour Concerns: Improvements that negatively impact other lot owners, such as obstructing views or causing noise, can lead to conflicts.
  • Inadequate Insurance: Not updating your insurance can leave you vulnerable to financial losses if the improvements are damaged or cause damage.


Tips for Doing Lot Improvements the ‘Right Way’

  • Plan Thoroughly: Develop a detailed plan before starting any work, including budget, materials, and timeline.  Understand that Body Corporate consideration is a process governed by legislation meaning there are specific timeframes associated with the approval process.  Ensure that you enquire as to the time it will take to obtain a formal approval to proceed.
  • Consult Early: Engage with the body corporate early in the planning process to understand requirements and get preliminary feedback.
  • Hire Professionals: Use licensed and insured contractors to ensure the work meets legal and safety standards.
  • Document Everything: Keep records of all communications, approvals, and receipts related to the improvement.
  • Respect Common Areas: Ensure your improvements do not encroach on common property without explicit approval.


In conclusion, lot improvements can add significant value and enjoyment to your property, but it’s essential to navigate the process correctly. By understanding what constitutes a lot improvement, obtaining the necessary approvals, considering insurance implications, avoiding common pitfalls, and following best practices, you can enhance your lot while maintaining harmony within your community.

How Can We Help You?

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